How I Manage to Reduce My Monthly Personal Expenses
When you have a limited budget, it is difficult to save. However, the only way is to reduce expenses as much as possible. At first, it can be a bit of a daunting task, but if you want to save, you need to make some lifestyle changes.
Here are some tips to reduce your expenses, which have worked a lot for me:
1. Reduce the use of services
We do not realize it most of the time, but a large part of our money goes on paying for services, but we can save at home.
Reducing electricity and gas consumption, unplugging all appliances that are not being used, turning off the lights when not necessary, changing conventional light bulbs for saving light bulbs, and using low energy consumption appliances.
Optimizing your heating, using thermal blinds at night to keep you warm.
Saving water: When you use the tap, turn off the faucet when you don’t need the water. We often leave the faucet open while we lather or wash our hair, wasting a large amount of water. Take short 5-minute baths.
It seems silly, but these details add considerably to our bills.
2. Change of my means of Transportation.
A way to reduce expenses that have been effective for me is to use the bicycle, go to work, and go for a walk. With this change, I save some money, it also gives me exercise, and my body appreciates it. In addition, the metro works better for me in winter or freezing seasons, and I choose to buy a multi-trip ticket, which is much cheaper.
3. I eat differently
Saving food is not that complicated. Everything is a matter of organization. Don’t eat out every day. Instead, take your lunch to work. Organize meals with friends, but not in a restaurant, meet at home and offer them a delicious meal. You can ask the rest of your friends to bring dessert or drinks.
So you can enjoy a pleasant moment with your friends. When you go shopping at the supermarket, make a list of what you need, and be strict, do not go off the list. Never go shopping without eating, when we are hungry, we usually…